Ed|Financial Planner

Oct 7

You’ve updated your Will. Have you checked your pension beneficiaries too? Your pension usually has a separate nomination, often called an “expression of wish”, telling the provider who you would like to receive benefits when you die. Depending on the scheme, the trustees or provider may retain dis...Read more

You’ve updated your Will. Have you checked your pension beneficiaries too? Your pension usually has a separate nomination, often called an “expression of wish”, telling the provider who you would like to receive benefits when you die. Depending on the scheme, the trustees or provider may retain discretion over who receives them. It’s easy to overlook after marriage, divorce, a new relationship or changes within the family. With pension inheritance tax changes taking effect from April 2027, this is a good opportunity to review your Will and pension nominations together. Check who is named, whether your wishes are still current and whether your solicitor and financial adviser have the full picture. At Severn Financial, we can review the pension side and work alongside your solicitor to help keep your arrangements coordinated. #SevernFinancial #Wills #PensionBeneficiaries #FamilyFinancialPlanning

Oct 6

67% of UK adults* would struggle financially without their income. A financial adviser can help safeguard your future. Get in touch with us #FinancialProtection #IncomeProtection #FinancialAdvice *Source: Two thirds of adults would struggle financially without work - FTAdviser

Oct 6

Two thirds of adults in their 30s don’t have enough life insurance*. Life changes fast – is your cover keeping up? Reviewing your life insurance regularly helps to protect what matters most. If you’d like to check yours, we’re here to help. It’s easy to start a conversation, get in touch with us...Read more

Two thirds of adults in their 30s don’t have enough life insurance*. Life changes fast – is your cover keeping up? Reviewing your life insurance regularly helps to protect what matters most. If you’d like to check yours, we’re here to help. It’s easy to start a conversation, get in touch with us today (source: Two thirds of adults in their 30s don't have enough life insurance - Which?) #CriticalIllnessCover #FinancialAdvice #LifeInsurance