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I am an FCA registered adviser (see link below) and work for Sterling Rees Wealth Management Limited which is an appointed representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority. Sterling Rees Wealth Management Limited is registered in England and Wales. Registration Number 11995174. Registered Head Office Address: The Counting House, 2 Christina Street, Swansea, Wales SA1 4EW